How to buy property in Dubai from Bangladesh
May 21, 2025, 5:29:01 PM | Dubai Real Estate
How to Buy Property in Dubai from Bangladesh: A Complete Guide for Investors
For Bangladeshi investors looking for stable returns and a secure investment, Dubai's real estate market offers an unbeatable opportunity. With high rental yields, tax-free income, and straightforward ownership laws, buying property in Dubai from Bangladesh is easier than you might think. This guide covers every step—from financing to legal requirements—so you can invest confidently.
Why Bangladeshi Investors Choose Dubai Real Estate
Key Benefits:
✔ Higher Rental Yields – Average 6-9% returns compared to 4-5% in Dhaka
✔ Tax-Free Income – No property tax, capital gains tax, or rental income tax
✔ Currency Stability – AED is pegged to USD, protecting against BDT fluctuations
✔ Golden Visa Option – Buy property worth AED 2M+ and get 10-year UAE residency
✔ Strong Demand – Dubai’s population grows by 100,000+ yearly, ensuring tenant demand
Step 1: Choose the Right Property
Best Areas for Bangladeshi Buyers
Area | Avg. Price (Studio) | Rental Yield | Ideal For |
Dubai South | AED 400K-600K | 8-9% | Budget investors |
Jumeirah Village Circle (JVC) | AED 500K-800K | 7-8% | Mid-range buyers |
International City | AED 300K-500K | 7.5% | Low-cost entry |
Business Bay | AED 800K-1.2M | 6-7% | High-end investors |
Downtown Dubai | AED 1.5M+ | 5-6% | Luxury buyers |
Off-Plan vs. Ready Properties
- Off-Plan Property → Lower prices, but risk of delays
- Ready Property → Immediate rental income
Step 2: Secure Financing from Bangladesh
Payment Options for Bangladeshi Buyers
- Cash Purchase – Best for avoiding mortgage complications (common for Bangladeshi investors)
- Bank Loan in UAE – Non-residents can get 50-60% financing (higher interest rates)
- Developer Payment Plans – Some projects offer 0% installments (e.g., 20% down, 80% over 3-4 years)
Transferring Funds from Bangladesh
✔ Use authorized exchange houses (avoid unofficial channels)
✔ Keep records for Bangladesh Bank compliance
✔ Consider dollar accounts to reduce currency risk
Step 3: Legal & Tax Considerations
Bangladesh Tax Rules
- No Dubai taxes, but rental income must be declared in Bangladesh
- Capital Gains Tax may apply if selling within a short period
Ownership Process
- Reservation Agreement (Pay 5-10% deposit)
- Sign Sales Contract (Review with a lawyer)
- Register with Dubai Land Department (DLD) (4% transfer fee)
Step 4: Manage Your Dubai Property from Bangladesh
Hiring a Property Manager
A local agency (cost: 5-10% of rent) can handle:
- Tenant screening
- Rent collection
- Maintenance
Short-Term vs. Long-Term Rentals
Type | Pros | Cons |
Short-Term | Higher income (AED 300-700/night) | More management work |
Long-Term | Stable cash flow | Lower but consistent returns |
Step 5: Visa Benefits for Bangladeshi Investors
Golden Visa (10 Years)
- Requires property worth AED 2M+
- Can include family (spouse, children)
Investor Visa (3 Years)
- For properties worth AED 750K+
Over 2,000 Bangladeshis have obtained UAE residency through property investment.