How to buy property in Dubai from Bangladesh

How to buy property in Dubai from Bangladesh
How to buy property in Dubai from Bangladesh
May 21, 2025, 5:29:01 PM | Dubai Real Estate

How to Buy Property in Dubai from Bangladesh: A Complete Guide for Investors

For Bangladeshi investors looking for stable returns and a secure investment, Dubai's real estate market offers an unbeatable opportunity. With high rental yields, tax-free income, and straightforward ownership laws, buying property in Dubai from Bangladesh is easier than you might think. This guide covers every step—from financing to legal requirements—so you can invest confidently.

Why Bangladeshi Investors Choose Dubai Real Estate

Key Benefits:

Higher Rental Yields – Average 6-9% returns compared to 4-5% in Dhaka

Tax-Free Income – No property tax, capital gains tax, or rental income tax

Currency Stability – AED is pegged to USD, protecting against BDT fluctuations

Golden Visa Option – Buy property worth AED 2M+ and get 10-year UAE residency

Strong Demand – Dubai’s population grows by 100,000+ yearly, ensuring tenant demand

Step 1: Choose the Right Property

Best Areas for Bangladeshi Buyers

Area

Avg. Price (Studio)

Rental Yield

Ideal For

Dubai South

AED 400K-600K

8-9%

Budget investors

Jumeirah Village Circle (JVC)

AED 500K-800K

7-8%

Mid-range buyers

International City

AED 300K-500K

7.5%

Low-cost entry

Business Bay

AED 800K-1.2M

6-7%

High-end investors

Downtown Dubai

AED 1.5M+

5-6%

Luxury buyers

Off-Plan vs. Ready Properties

  • Off-Plan Property → Lower prices, but risk of delays
  • Ready Property → Immediate rental income

Step 2: Secure Financing from Bangladesh

Payment Options for Bangladeshi Buyers
  • Cash Purchase – Best for avoiding mortgage complications (common for Bangladeshi investors)
  • Bank Loan in UAE – Non-residents can get 50-60% financing (higher interest rates)
  • Developer Payment Plans – Some projects offer 0% installments (e.g., 20% down, 80% over 3-4 years)
Transferring Funds from Bangladesh
✔ Use authorized exchange houses (avoid unofficial channels)
✔ Keep records for Bangladesh Bank compliance
✔ Consider dollar accounts to reduce currency risk

Step 3: Legal & Tax Considerations

Bangladesh Tax Rules
  • No Dubai taxes, but rental income must be declared in Bangladesh
  • Capital Gains Tax may apply if selling within a short period
Ownership Process
  • Reservation Agreement (Pay 5-10% deposit)
  • Sign Sales Contract (Review with a lawyer)
  • Register with Dubai Land Department (DLD) (4% transfer fee)

Step 4: Manage Your Dubai Property from Bangladesh

Hiring a Property Manager
A local agency (cost: 5-10% of rent) can handle:
  • Tenant screening
  • Rent collection
  • Maintenance

Short-Term vs. Long-Term Rentals

Type

Pros

Cons

Short-Term

Higher income (AED 300-700/night)

More management work

Long-Term

Stable cash flow

Lower but consistent returns

Step 5: Visa Benefits for Bangladeshi Investors

Golden Visa (10 Years)
  • Requires property worth AED 2M+
  • Can include family (spouse, children)
Investor Visa (3 Years)
  • For properties worth AED 750K+
Over 2,000 Bangladeshis have obtained UAE residency through property investment.