How to Buy Property in Dubai from France: The Complete Guide

Dubai off plan property market is a top choice for French investors offering tax-free returns, luxury living, and residency perks. But how do you buy a home in Dubai while living in France? This guide simplifies the process, from paperwork to payment, helping you invest with confidence.

Why French Buyers Choose Dubai Real Estate

Tax Advantages: No property, income, or capital gains taxes.
High ROI: Rental yields average 5–9%, higher than France’s 2–4%.
Golden Visa: Buy property worth AED 2M+ and secure a 10-year residency.
Stable Market: Dubai’s economy grows at 3–5% annually, unlike France’s volatile taxes.

Step 1: Legal Requirements for French Buyers

Can French Citizens Buy Property in Dubai?

Yes! France is a non-restricted country, meaning you can:

Purchase freehold properties (full ownership) in areas like Palm Jumeirah or Downtown Dubai.
Buy leasehold properties (up to 99 years) in other zones.

Required Documents:

Passport copy
French tax residency proof
Proof of funds (bank statements)

Step 2: Finding the Right Property

Best Areas for French Expats

Area	Price Range (AED)	Why French Buyers Love It
Downtown Dubai	2M–15M+	Luxury lifestyle, Burj Khalifa views
Dubai Marina	1.5M–8M	Beachfront, European expat community
Arabian Ranches	1.2M–6M	Family-friendly, villas with gardens

Step 3: Financing Your Dubai Property from France

Cash Purchase: Avoid French capital controls by transferring funds via international bank transfer.

Dubai Mortgage:

French buyers can get 50–75% financing.
Interest rates: 3.5–5.5% (lower than France’s 1.5–3% but with higher ROI).

Developer Installments: Some projects offer 0% interest payment plans over 3–5 years.

Step 4: The Buying Process

Reserve the Property: Pay 5–10% deposit to block the unit.
Sign the Sales Agreement: Hire a Dubai lawyer (~AED 5K) to review contracts.
Transfer Ownership: Pay 4% Dubai Land Department fee + AED 580 admin charges.

Avoid Pitfalls:

Only deal with RERA-certified agents.
Never send money without a verified contract.

Step 5: After You Buy – Visa & Tax Benefits

Golden Visa: Get 10-year residency for you + family if the property is worth AED 2M+.
Rental Income: Earn AED 60K–300K/year tax-free.
No Wealth Tax: Unlike France, Dubai has zero annual property taxes.