How to Buy Property in Dubai from Jordan: A Complete Guide

Dubai’s real estate market offers lucrative opportunities for international investors, including buyers from Jordan. With tax-free returns, high rental yields, and a stable economy, purchasing property in Dubai is an attractive option. If you’re a Jordanian investor looking to buy property in Dubai, this guide will walk you through the process step by step.

Why Buy Property in Dubai as a Jordanian Investor?

Dubai’s property market is one of the most dynamic in the world, and here’s why Jordanian investors should consider it:

No Property Taxes – Dubai imposes no annual property taxes, making it a cost-effective investment.
High Rental Yields – Average rental returns range between 5% to 9%, higher than many global cities.
Freehold Ownership – Foreigners can own property outright in designated areas.
Stable Economy – Dubai’s business-friendly policies and strong infrastructure ensure long-term growth.
Visa Benefits – Property investors can qualify for a UAE residency visa.

Step-by-Step Process to Buy Property in Dubai from Jordan

1. Research the Dubai Real Estate Market

Before investing, understand the market trends, popular areas, and pricing. Key areas for Jordanian buyers include:

Downtown Dubai – Luxury properties near Burj Khalifa.
Dubai Marina – High-demand waterfront apartments.
Palm Jumeirah – Exclusive villas and beachfront homes.
Business Bay – Commercial and residential mix with strong ROI.

Use platforms like Property Finder, Bayut, and Dubizzle to compare prices.

2. Set a Budget and Financing Options

Cash Purchase – If you have the funds, buying outright avoids interest costs.
Mortgage in Dubai – Jordanians can get mortgages from UAE banks, typically covering 50-75% of the property value.
Developer Payment Plans – Some projects offer installment plans with no interest.

3. Find a Reliable Real Estate Agent

A licensed Dubai real estate agent can help with:

Property searches
Negotiating prices
Legal paperwork

Ensure your agent is registered with the Dubai Land Department (DLD).

4. Select the Right Property

Consider:

Purpose (Investment, residency, or personal use).
Type (Apartment, villa, or commercial property).
Location (Proximity to schools, transport, and amenities).

5. Conduct Due Diligence

Verify property ownership through the DLD.
Check for any outstanding fees or mortgages on the property.
Review the developer’s reputation (if buying off-plan).

6. Make an Offer & Sign a Sales Agreement

Once you choose a property:

Submit an offer (negotiate if needed).
Sign a Memorandum of Understanding (MoU) with the seller.
Pay a deposit (usually 10%).

7. Finalize the Purchase at the Dubai Land Department

Submit required documents (passport, visa copy, proof of funds).
Pay the 4% DLD registration fee (based on property value).
Complete the transfer at the DLD office or online.

8. Secure a Residency Visa (If Applicable)

If your property is worth AED 750,000+, you can apply for a UAE Golden Visa or Investor Visa, allowing long-term residency.

Legal Considerations for Jordanian Buyers

Freehold vs. Leasehold – Freehold areas allow full ownership; leasehold grants long-term leases (up to 99 years).
Power of Attorney (POA) – If you can’t travel to Dubai, appoint a representative via a notarized POA.
Tax Implications – While Dubai has no property tax, Jordan may tax foreign income—consult a tax advisor.

Costs of Buying Property in Dubai

Aside from the property price, expect:

DLD Fee: 4% of property value
Agent Commission: 2% (usually paid by the buyer)
Mortgage Fees: 0.25% of loan amount + processing fees
Visa Fees: If applying for residency

Tips for a Smooth Property Purchase

✔ Work with a reputable real estate agent.

✔ Visit Dubai to inspect properties if possible.

✔ Compare mortgage rates from UAE banks.

✔ Consult a legal expert for contract reviews.

Eplogoffplan offers end-to-end assistance—from cost breakdowns and bank comparisons to legal reviews—to ensure your Dubai property journey is seamless and secure.