How To Buy Property in Dubai from Pakistan

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How To Buy Property in Dubai from Pakistan
How To Buy Property in Dubai from Pakistan
Apr 24, 2025, 6:42:23 PM | Dubai Real Estate

How to Buy Property in Dubai from Pakistan: A Complete Guide

Dubai's property market continues to attract Pakistani investors with its tax-free returns, high rental yields, and residency benefits. If you're considering buying real estate in Dubai from Pakistan, this comprehensive guide covers everything from legal requirements to financing options—helping you make a secure and profitable investment.

Why Pakistani Investors Are Choosing Dubai

Strong Currency Advantage (1 AED = ~75 PKR in 2025)

Tax-Free Investment – No property, capital gains, or rental income taxes

High Rental Yields (6-9% in prime areas)

Golden Visa Option – Properties over AED 750K qualify for residency

Stable Market – Prices grew by 4.8% in Q1 2025 (Dubai Land Department)

Step 1: Legal Requirements for Pakistani Buyers

Can Pakistanis Buy Property in Dubai?

Yes! Pakistani nationals can purchase:

Freehold properties in designated areas like:

  • Dubai Marina
  • Jumeirah Village Circle
  • Downtown Dubai

Leasehold properties (up to 99 years)

Required Documents

  • Valid passport
  • Pakistani CNIC
  • Proof of funds (6-month bank statements)
  • NOC from developer (for off-plan purchases)

Step 2: Financing Options from Pakistan

Option 1: Cash Purchase

  • Best for avoiding interest payments
  • Some developers offer 5-10% discounts for cash buyers

Option 2: Dubai Mortgage

Pakistani nationals can get up to 75% financing
Interest rates: 5.5-7% (lower than Pakistan's average)
Required documents:

  •  3 years' tax returns
  •  Employment verification
  •  Down payment proof

Option 3: Pakistani Bank Financing

  • Limited options – Ask about HBL's Dubai Property Loan
  • Typically require 40-50% down payment

2025 Update: New Islamic financing options available through Dubai Islamic Bank

Step 3: Choosing the Right Property

Best Areas for Pakistani Investors

Area

Property Type

Price Range (2025)

Rental Yield

Dubai South

Affordable Apartments

AED 500K - 1.2M

7-8%

International City

Budget Studios

AED 300K - 600K

8-9%

Dubai Hills

Luxury Villas

AED 3M - 10M

5-6%

Tip: Many Pakistani investors prefer Jumeirah Village Circle for its balance of affordability and quality.

Step 4: Money Transfer Process

How to Send Funds from Pakistan
  • State Bank Approval – Required for amounts over $100,000/year
  • Exchange Companies – Better rates than banks (Al Ansari, UAE Exchange)
  • New 2025 Option – Some developers now accept direct PKR payments
Important: Keep all transfer receipts for DLD registration

Step 5: Working with Real Estate Agents

Finding a Reliable Agent
✔ Look for RERA-certified professionals
✔ Check client testimonials (especially from Pakistani buyers)
✔ Confirm they understand SBP regulations
Red Flags:
❌ Pressure to make quick decisions
❌ Unwillingness to share contract details

Step 6: Registration & Ownership Transfer

Sign Sales Agreement (typically 10% deposit)
Pay 4% DLD Fee
Register Title Deed – Can be done remotely via Power of Attorney
Processing Time: 3-4 weeks

Tax Considerations

In Dubai:
No property taxes
No capital gains tax (unless selling within 3 years)
In Pakistan:
Must declare foreign property in wealth statement
Rental income taxable if remitted to Pakistan
Advice: Consult a Pakistani tax expert before purchasing

Market Outlook

  • Price Growth: Expected 5-7% annually
  • New Demand: More Pakistani tech professionals relocating
  • Emerging Areas: Dubai Islands gaining popularity

Eplogoffplan offers trusted support for Pakistani investors, ensuring tax-smart strategies and access to the UAE’s most promising property markets.


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