How to Buy Property in Dubai from Shanghai

How to Buy Property in Dubai from Shanghai The Investor’s Guide

Shanghai investors are increasingly turning to Dubai real estate market for higher yields (6-8% vs. 1.5-2.5% in Shanghai), tax-free benefits, and Golden Visa opportunities. In 2025, buying Dubai property remotely from Shanghai is streamlined with digital payments, virtual tours, and electronic registrations. This guide covers legal steps, payment methods, top investment areas, and post-purchase management.

Why Dubai Real Estate Appeals to Shanghai Investors 

Dubai vs. Shanghai Market Comparison

Factor

Dubai

Shanghai

Avg. Price/Sqm

AED 22,500 (~¥44,000)

¥128,000

Rental Yield

6-8%

1.5-2.5%

Property Tax

0%

0.6% annual

Capital Gains Tax

0%

20%

Visa Benefits

10-year Golden Visa

Limited

Key Advantages for Chinese Buyers:

  • Higher ROI – Dubai rental yields outperform Shanghai by 4-6x.
  • Tax-Free Ownership – No property, capital gains, or rental income taxes.
  • Golden Visa – AED 2M+ investment grants 10-year residency.
  • Simplified Process – 100% foreign ownership, no residency required.

Step 1: Legal Requirements for Chinese Buyers

Ownership Rules
  • Freehold Areas: 100% foreign ownership (18 new zones added near Expo City).
  • No Residency Needed: Purchase remotely via Dubai Land Department (DLD) e-registration.
  • Developer Checks: Verify RERA registration to avoid off-plan risks.

Step 2: Transferring Funds from Shanghai to Dubai

Best Payment Methods 

Method

Processing Time

Limits

Best For

Bank Transfer

3-5 days

$50K/day

Large purchases

Exchange Houses

1-2 days

$1M+

Competitive rates

UnionPay

Instant

¥100K/day

Deposits

Digital Yuan

24 hours

No limit

Tech-savvy buyers

Step 3: Top Dubai Areas for Shanghai Investors

Best ROI Neighborhoods
1. Downtown Dubai
  • Avg. Price: AED 2,800/sqft (~¥5,500)
  • Rental Yield: 6.2%
  • Popularity: 42% of Chinese purchases
  • Avg. Price: AED 2,100/sqft (~¥4,100)
  • Yield: 7.1%
  • Bonus: Waterfront lifestyle
3. Business Bay
  • Avg. Price: AED 1,850/sqft (~¥3,600)
  • Yield: 7.4%
  • Advantage: Central business district
  • Avg. Price: AED 1,200/sqft (~¥2,350)
  • Yield: 8.2%
  • Future Growth: Near new airport expansion

Step 4: The Buying Process (Shanghai to Dubai)

Remote Purchase Timeline (Avg. 4-5 Weeks)
  1. Virtual Tours – 4K walkthroughs standard for off-plan/resale.
  2. Reservation – 5-10% deposit via UnionPay/WeChat Pay.
  3. Sales Agreement – Digitally notarized (DLD-approved).
  4. Full Payment – Due within 30 days (bank/exchange house).
  5. Title Deed – Issued electronically via DLD portal.

Step 5: Managing Your Dubai Property Remotely

Post-Purchase Essentials
  • Property Management: Costs 5-7% of rental income (Chinese-speaking firms available).
  • Taxes: No UAE reporting unless remitting income to China.
  • Golden Visa: Apply with AED 2M+ investment (processed in 4-6 weeks).

Dubai Market Outlook for Shanghai Buyers

  • Price Growth: 8-12% projected (Knight Frank 2025 forecast).
  • New Chinese Hubs: Districts near Expo City attracting businesses.
  • Rental Demand: Up 18% annually due to population growth.
  • Digital Payments: Digital yuan integration expanding.

Frequently Asked Questions

1. Can I get a mortgage in Dubai as a Chinese buyer?
Yes, but most Shanghai investors pay cash (80% of transactions) for faster deals.
2. Are there hidden fees?
Service charges (AED 15-30/sqft/year) and DLD fees (4% of property value) apply.
3. How do I verify a developer?
Check RERA’s official portal or consult Eplog Properties for vetted projects.
4. Is the Golden Visa guaranteed?
Yes, if investing AED 2M+ in approved properties (renewable every 10 years).
5. Can I use WeChat Pay?
Some developers accept it for deposits, but bank transfers are standard for full payments.