Valoria Apartments at The Oasis Price Payment Plan and Investment ROI by Emaar

Apr 3, 2026, 4:48:37 AM | Projects

Valoria Apartments are Phase 1 of Emaar's newest master community, The Oasis, located along the Dubai-Al Ain Road with man-made lagoons as the centerpiece. One-bedroom apartments start at AED 1.2 million, while three-bedroom units range from AED 2.4 million to AED 3.2 million. The payment plan requires a 10% booking deposit, 50% during construction over 24-36 months, and 40% on handover. Projected gross rental yields are 5.5-6.7%, with Phase 1 pricing offering appreciation potential as later phases launch at higher prices.

What Is The Oasis?

The Oasis is Emaar's newest master community, located along the Dubai-Al Ain Road. It is designed as a waterfront residential destination, with man-made lagoons, canal-style waterways, and buildings positioned to maximize water views.

The master plan spans over 10 million square feet, with a 2-kilometer-long lagoon as the centerpiece. Around this waterway, Emaar is building apartments, townhouses, villas, retail, dining, and community facilities. The vision is waterfront living without the saltwater and without Palm Jumeirah prices.

What distinguishes The Oasis is the focus on water as the organizing principle. Every residential building has lagoon views. Retail and dining are positioned along the water's edge. Walking and cycling paths follow the shoreline.

Location advantages:

  • Dubai Silicon Oasis: 15-20 minutes
  • Academic City: 15-20 minutes
  • Dubai International Airport: 15-20 minutes
  • Downtown Dubai: 25 minutes

Quick Fact: Phase 1 pricing across Emaar's portfolio historically appreciates 30-50% by Phase 3 launch. Downtown Dubai and Dubai Hills buyers who entered early saw significant returns.

What Are Valoria Apartments?

  • Emaar Valoria is a collection of mid-rise apartment buildings within The Oasis. The architecture is contemporary, with clean lines, extensive glazing, and terraces designed to capture lagoon views. Buildings are positioned to maximize water access while creating protected courtyards and gardens.
  • Unit configurations: One to three-bedroom apartments
  • Focus on efficient layouts prioritizing living space and outdoor connection
  • Each apartment has a balcony or terrace large enough to use as an outdoor room
  • Larger units have multiple balconies capturing views from different orientations

Finishes follow Emaar's standard for premium communities: high-quality materials, European appliances, and thoughtful design details above mass-market apartments but below ultra-luxury.

What sets Valoria apart is the setting. Low-rise buildings overlooking a lagoon. Water visible from every apartment. Community designed for walking, gathering, and outdoor living.

Location Why The Oasis Works

  • The Oasis occupies a strategic position at the intersection of two major growth corridors: the Dubai-Al Ain Road and the Sheikh Mohammed Bin Zayed Road corridor.
  • To the north: Dubai Silicon Oasis and Academic City provide employment and education hubs
  • To the west: Dubai Hills Estate and Arabian Ranches set villa living standards
  • To the east: The Dubai-Al Ain corridor is developing rapidly with new communities and infrastructure
  • The location also offers natural advantages. The site is elevated, providing views that flat desert cannot offer. The surrounding area is less developed than western suburbs, meaning less congestion and more space.
  • For investors: be early in a growth corridor with an Emaar master plan as the anchor, at prices that will look attractive as the area fills in.

Phase 1: Why Valoria Is the Entry Point

Valoria Apartments are part of The Oasis Phase 1. Phase 1 pricing is always the lowest. Phase 2 and Phase 3 will launch at higher prices. Phase 1 buyers capture appreciation as later phases establish higher benchmarks.

Emaar Phase 1 precedent:

  • Downtown Dubai: prices multiplied for early buyers
  • Dubai Hills: 30-50% appreciation before Phase 2 launched
  • Arabian Ranches: Phase 1 townhouses now sell for double original prices

Valoria offers the same opportunity. You are buying into an Emaar master community at the earliest stage. The amenities are not yet built. The lagoon is not yet filled. The retail is not yet open. That is the point. You are paying for what will be, not what is.

By Phase 2 launch, Phase 1 units will have appreciated. By community completion, Phase 1 owners will capture the full value of early entry.

Prices in 2026

Valoria pricing reflects Phase 1 positioning. Lower than Dubai Hills, lower than downtown, lower than any other Emaar waterfront community.

One-bedroom apartments:

  • Size: 750 to 900 sq.ft
  • Price range: AED 1.2M to AED 1.6M
  • Price per sq.ft: AED 1,600 to AED 1,800

Two-bedroom apartments:

  • Size: 1,100 to 1,400 sq.ft
  • Price range: AED 1.8M to AED 2.4M
  • Price per sq.ft: AED 1,600 to AED 1,700

Three-bedroom apartments:

  • Size: 1,500 to 1,900 sq.ft
  • Price range: AED 2.4M to AED 3.2M
  • Price per sq.ft: AED 1,600 to AED 1,700

Comparison with other Emaar communities:

  • Dubai Hills one-bedroom: from AED 1.8M
  • Dubai Hills two-bedroom: exceeds AED 3M
  • Downtown studios: AED 1.5M

Valoria offers Emaar quality at significantly lower entry points. The discount reflects the timeline. Appreciation will reflect completion.

The Payment Plan

Emaar's payment plans for The Oasis make Phase 1 entry accessible while ensuring construction proceeds on schedule.

Typical structure for Valoria Apartments:

  • Booking deposit: 10%
  • During construction: 50% paid in installments over 24 to 36 months
  • On handover: 40%

Installment schedules vary by building and unit. Some units offer extended payment plans with post-handover installments of 5-10% spread over 12-24 months after completion.

Example: AED 1.5M one-bedroom

  • AED 150,000 at booking
  • AED 40,000 every six months during construction
  • AED 600,000 at handover

For investors using financing, the structure aligns with construction timeline. Secure mortgage pre-approval early, with mortgage activating at handover. No interest during construction only on the final balance after keys.

Post-handover payment plans are particularly attractive. Defer a portion of purchase price until after collecting rent. Reduces capital requirements and improves cash flow in the critical first year.

The ROI Potential

Return on investment comes from rental income and capital appreciation.

Rental Income

When Phase 1 completes, rental demand will come from professionals and families wanting Emaar quality at more accessible prices.

Projected gross yields:

  • One-bedroom (AED 1.5M, rent AED 85,000-100,000): 5.7-6.7%
  • Two-bedroom (AED 2.2M, rent AED 120,000-140,000): 5.5-6.4%
  • Three-bedroom (AED 3M, rent AED 160,000-190,000): 5.3-6.3%

Service charges expected at AED 15-20 per sq.ft annually. For a 1,000 sq.ft apartment, add AED 15,000-20,000 annual costs.

Net yields after service charges: typically 4.5-5.5% in initial years, rising as rents increase faster than service charges.

Capital Appreciation

Emaar track record:

  • Downtown Dubai: 8-10% annual appreciation over first decade
  • Dubai Hills: 10-12% annually from Phase 1 to Phase 3
  • Arabian Ranches: 6-8% annually long-term

The Oasis offers waterfront living, which commands premium over non-waterfront communities. Lagoon setting, walking paths, water views—features tenants and buyers value.

Assuming 7-9% annual appreciation from Phase 1 to Phase 3 completion:

  • AED 1.5M apartment → AED 2.2M to AED 2.5M within 5-6 years

Total return potential (5-year hold):

  • 6% annual rental yield + 8% annual appreciation = approximately 14% total annual return before costs

The Investor Profile Who Should Buy Valoria

  • First-time investors wanting Emaar quality at accessible prices. Entry point manageable. Payment plan spreads capital. Emaar brand reduces risk.
  • Long-term investors willing to hold 5-10 years. Not a short-term flip. Bet on The Oasis completing and appreciating. Patience required.
  • Income-focused investors wanting stable rental income. Emaar communities have strong tenant pools. Low vacancy. Reliable rent collections.
  • Family investors buying for personal use. The Oasis will have schools, parks, and community facilities. Space and setting families need.
  • Investors diversifying from other Emaar communities. If you already own in Dubai Hills or Downtown, Valoria offers exposure to a different segment at lower entry point.

The Risks

  • Timeline. The Oasis will take years to fully complete. Phase 1 handover: 2027 to 2028. Full completion: 2030 or later. Capital tied up until handover. Amenities may not be fully operational for years after move-in.
  • Market conditions. If Dubai real estate softens between purchase and handover, appreciation may be lower. Buy long-term or be prepared to hold through cycles.
  • Competition. Other developers launching waterfront communities (Dubai Islands, Dubai Creek Harbour) compete for same buyers and tenants. The Oasis must differentiate to command premiums.
  • Execution risk. Emaar has strong track record, but no development is guaranteed. Delays can happen. Quality can vary. Phase 1 sets the standard.
  • Service charge uncertainty. Estimated, not fixed. Can increase. Budget for potential increases in cash flow projections.

Should You Invest in Valoria?

Buy Valoria if:

  • You have a 5-10 year investment horizon
  • You want Emaar quality at Phase 1 pricing
  • You believe in The Oasis's waterfront positioning
  • You understand the timeline and accept early-stage risk
  • You are a first-time investor seeking Emaar entry

Consider alternatives if:

  • You need a short-term flip (2-3 years)
  • You cannot tolerate timeline uncertainty
  • You require immediate high cash flow
  • You prefer completed communities with existing amenities

Frequently Asked Questions

1. What is the price of a Valoria apartment?

One-bedroom apartments start at AED 1.2 million. Two-bedroom units range from AED 1.8 million to AED 2.4 million. Three-bedroom units range from AED 2.4 million to AED 3.2 million. Prices vary by size, floor, and lagoon view orientation.

2. What is the payment plan for Valoria Apartments?

Typical structure: 10% booking deposit, 50% during construction over 24-36 months, 40% on handover. Some units offer extended post-handover installments of 5-10% spread over 12-24 months after completion.

3. When will Valoria Apartments be completed?

Phase 1 handovers are scheduled for 2027 to 2028. Full community completion of The Oasis is expected in 2030 or later. Early residents will live with ongoing construction.

4. What are the projected rental yields for Valoria?

Projected gross yields are 5.5 to 6.7%, depending on unit size. One-bedroom units project 5.7-6.7%, two-bedroom 5.5-6.4%, three-bedroom 5.3-6.3%. Net yields after service charges (AED 15-20 per sq.ft) are typically 4.5-5.5%.

5. How does Valoria compare to Dubai Hills or Downtown?

Dubai Hills one-bedroom starts at AED 1.8 million; Downtown studios cost AED 1.5 million. Valoria offers Emaar waterfront living at Phase 1 pricing significantly below that of those communities. The trade-off is timeline you buy before amenities are built.